Florida Foreclosure: Buying A Home After A Foreclosure in Florida

Florida – As stated before we expect in 2012 home prices to continue to fall additional 3-5% while home supply still out weights the demand for homes in the Florida real estate market. The flat housing market will be continue over the next several years and it is the best time to clean up your […]

Fixing Credit: Yes, A Florida Short Sale May Actually Help Your Credit

Florida – We recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Here is his e-mail. “Hi, I hope all is well. I am getting back to you on my credit scores. My score went from 663 in Feb. to 770 in June. I know this […]

Fixing Credit To Buy a Florida Home Step 7: The Waiting Period

FL – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies have to do their part. What happens during this phase is that the […]

Fixing Credit to Buy A Florida Home Step 6: Why It’s So Important To Document Everything

FLorida – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. The credit reporting companies have 30 days (by law), to investigate and handle the disputes submitted to […]

Fixing Credit To Buy A Florida Home Step 5: How To Mail The Letter

FLorida– Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken seriously, and responded to. **Make sure you make a copy of whatever you […]

Fixing Credit to Buy A Florida Home Step 4: Writing The Credit Bureaus

What Are Condo Documents

FLorida– Using your work on the credit report, you are ready to take action. You are now going to write a letter to the credit bureaus about the items you’ve highlighted and noted. You are writing to the credit bureaus because they are the ones reporting the information – it is up to them to change […]

Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report

Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report

Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report – Once you have gotten your credit report, the next step in the process of restoring your credit score is to go over it with a critical eye. Analyze what the report says. Put aside any […]

The First Step To Fixing Your Credit After A Florida Short Sale

A Common Seller Negotiation Mistake Allowing The Buyer To Pressure You Into Accepting The First Offer

  FLorida – One of the common reasons that people are concerned about a foreclosure or short sale in their history is because they are concerned about their credit score. While it’s true that your credit score will be adversely affected by these items, it is also true that you can move past blemishes on […]