Florida Foreclosure: Buying A Home After A Foreclosure in Florida

Florida – As stated before we expect in 2012 home prices to continue to fall additional 3-5% while home supply still out weights the demand for homes in the Florida real estate market. The flat housing market will be continue over the next several years and it is the best time to clean up your […]

Fixing Credit: Yes, A Florida Short Sale May Actually Help Your Credit

Florida – We recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Here is his e-mail. “Hi, I hope all is well. I am getting back to you on my credit scores. My score went from 663 in Feb. to 770 in June. I know this […]

Fixing Credit To Buy A Florida Home Step 10: Maintaining Good Credit

FL – If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its way back up. The credit reporting bureaus weigh the […]

Fixing Credit To Buy A FLorida Home Step 9: Rinse & Repeat

 FLorida – The next step in your path to an improved credit score is to do what they say on the shampoo bottles: Rinse and Repeat. In the Rinse and Repeat phase, you just keep working their system. Here’s what I mean: You send in a dispute, maybe disputing the date that the account was opened, and […]

Fixing Credit To Buy A Florida Home Step 8: Checking Your Results

FLorida – The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. The credit bureaus have now sent you their results, including a new credit report and a letter telling you what has changed on the report based […]

Fixing Credit To Buy a Florida Home Step 7: The Waiting Period

FL – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies have to do their part. What happens during this phase is that the […]

Fixing Credit to Buy A Florida Home Step 6: Why It’s So Important To Document Everything

FLorida – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. The credit reporting companies have 30 days (by law), to investigate and handle the disputes submitted to […]

Fixing Credit To Buy A Florida Home Step 5: How To Mail The Letter

FLorida– Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken seriously, and responded to. **Make sure you make a copy of whatever you […]

Fixing Credit to Buy A Florida Home Step 4: Writing The Credit Bureaus

What Are Condo Documents

FLorida– Using your work on the credit report, you are ready to take action. You are now going to write a letter to the credit bureaus about the items you’ve highlighted and noted. You are writing to the credit bureaus because they are the ones reporting the information – it is up to them to change […]

Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report

Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report

Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report Fixing Credit Florida Short Sale Step 2 Analyzing Credit Report – Once you have gotten your credit report, the next step in the process of restoring your credit score is to go over it with a critical eye. Analyze what the report says. Put aside any […]