The goal is to get your letter read, taken seriously, and responded to.
**Make sure you make a copy of whatever you are sending to the credit bureaus.** Just keep all your credit reports, letters, etc. in a file so you can use these later (this will be important.)
Send your letter, a copy of the credit report with the items you are disputing noted in Sharpie, and a copy of your driver’s license to each of the credit reporting companies.
This step CAN be a bit tricky, even though it should be the easiest step of all! Here’s why – the credit reporting firms don’t really like to deal with these dispute letters, and they change their mailing address for submitting these requests fairly often.
You will need to go to the website for Experian, Equifax, and Trans Union to get their dispute address.
BUT DO NOT SUBMIT YOUR DISPUTES ONLINE, like their websites pushes you to do. If you do this, your request is less likely to be taken seriously, and you won’t have any written record of what you submitted.
Send each of your letters as Certified Mail. Your local post office will help you with this.
Put the copy of the certification slip into your file as well. The certification slip ensures that you have a timeline started for restoring your credit.
Thinking about a buying a home? I can help you finding your property and consult you in making a educated decision.. Send me an e-mail at info@FloridaConnectsInc.com. I will contact you for a free consultation.
When we talk, I will explain how the buying process works in detail and answer any questions you may have. Or, if you prefer, you can call us i Fort Lauderdale at (954) 543-1794.
Thanks for reading this, Annett T. Block.
Annett is a Real Estate Agent/ Real Estate Broker at Florida Connects Incorporated.
FTL Phone: (954) 543-1794
View My homes for sale at www.FloridaConnects.us
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
The views expressed here are Annett T. Block’s personal views and do not reflect the views of Florida Connects Incorporated.
This information on Fixing Credit To Buy A Florida Home Step 5: How To Mail The Letter is provided as a courtesy to our viewers to help them make informed decisions.